Medicare Plans
What’s Medicare Supplement Insurance (Medigap)?
Medicare Supplement Insurance (Medigap) is extra insurance you can buy from a private health insurance company to help pay your share of out-of-pocket costs in Original Medicare.
Generally, you must have Original Medicare – Part A (Hospital Insurance) and Part B (Medical Insurance) – to buy a Medigap policy.
Why choose us
We specialize in private health insurance and Medicare supplemental plans. Navigating Medicare can be challenging, but a Medicare Supplemental plan can help simplify your coverage and protect you from high out-of-pocket costs and excess charges.
Our clients trust us to provide the best coverage with minimal out-of-pocket expenses for their healthcare needs.
We partner with several top-rated Medicare Supplemental carriers to ensure we meet your needs and fit your budget.
Medicare Supplement Plans - What's Covered and Not Covered
Medigap plans generally help cover your share of costs for services that are covered by Original Medicare (Part A and Part B). The benefits are different in each plan – you can buy the one that meets your needs. Not all plans are offered in every state.
What’s Covered?
Medigap policies help cover out-of-pocket costs associated in Original Medicare, like:
- Copayments
- Coinsurance
- Deductibles
Some Medigap policies cover services that Original Medicare doesn’t cover, like emergency medical care when you travel outside the U.S. (foreign travel emergency care).
What’s not covered?
Medigap doesn’t cover everything. Medigap plans generally don’t cover:
- Long-term care (like care in a nursing home)
- Vision or dental care
- Hearing aids
- Eyeglasses
- Private-duty nursing
Tailored Solutions
Every business is unique, and so are its health insurance needs. We work closely with you to customize plans that suit your company's size, budget, and employee requirements.
Empower Your Employees
Our plans go beyond coverage – they empower your employees with choices. We believe in giving them the flexibility to choose the coverage that aligns with their individual needs.
Greater Control
Take control of your healthcare costs with our transparent and easy-to-understand plans. No hidden fees or complicated structures – just straightforward options to fit your business.